Hi Friends! Well, we left off last week with an introduction to Dave Ramsey and Our Total Money Makeover!   In the beginning (of our marriage circa 1994): So, if I remember correctly. Wayne first found Dave Ramsey’s The Total Money Makeover book at the bookstore in the mall when we lived in New Jersey. We…

Hi Friends! I vividly remember the day in 2000 when I pulled up to the gas station heading home after work in a city about 30 minutes from home. My minivan was empty and I had $10.48 available on my debit card. We had no available funds on any credit cards. Any glitches at the…

As a woman who has started three businesses, I have a lot of experience on what to do and not to do. I have made a lot of mistakes, but I have learned from each mistake. Do you have an idea and just don’t know where to start? Let me help you! Here are my…